The cryptocurrency world is buzzing with excitement as the first XRP and Dogecoin (DOGE) exchange-traded funds (ETFs) hit U.S. markets in 2025. These groundbreaking financial products allow everyday investors to gain exposure to popular altcoins without navigating the complexities of crypto exchanges. Whether you’re a curious beginner or a seasoned investor, this guide will walk you through how to buy the REX-Osprey XRP ETF (XRPR) and Dogecoin ETF (DOJE), why they matter, and what to watch out for—all in plain English.
What Are XRP and DOGE ETFs?
ETFs are investment funds traded on stock exchanges, similar to stocks, that track the performance of an asset or group of assets. The REX-Osprey XRP ETF (XRPR) and Dogecoin ETF (DOJE) are designed to follow the price movements of XRP and Dogecoin, respectively, offering a regulated way to invest in these cryptocurrencies without needing a crypto wallet or exchange account.
Unlike Bitcoin and Ethereum ETFs, which faced lengthy approval processes under the Securities Act of 1933, these altcoin ETFs leverage the Investment Company Act of 1940 for a streamlined launch. This framework provides investor protections like custody and transparency, making it easier for traditional investors to dive into crypto. According to Bloomberg analyst Eric Balchunas, these ETFs mark a “milestone” for altcoin exposure in the U.S.
Why XRP and DOGE ETFs Are a Big Deal
XRP: The Payments Powerhouse
XRP, created by Ripple, is known for its role in facilitating fast, low-cost cross-border payments via the XRP Ledger (XRPL). With transactions settling in 3-5 seconds and fees as low as $0.0002, it’s a favorite among financial institutions. The XRPR ETF offers exposure to XRP’s potential growth, especially as Ripple expands its global payment network, RippleNet.
Dogecoin: The Meme Coin with Momentum
Dogecoin, born from a Shiba Inu meme, started as a joke but has grown into a top cryptocurrency with a $39.6 billion market cap as of September 2025. Backed by figures like Elon Musk, DOGE has found real-world use in tipping and payments. The DOJE ETF is the first U.S. fund to track a memecoin, opening doors for retail investors.
These ETFs simplify crypto investing by letting you buy shares through standard brokerage accounts, bypassing the need for private keys or crypto exchanges. Their launch signals growing mainstream acceptance of altcoins, potentially driving significant market inflows.
How to Buy XRP and DOGE ETFs
Buying these ETFs is as straightforward as purchasing stocks. Here’s a step-by-step guide:
Step 1: Choose a Brokerage Platform
You can buy XRPR and DOJE through popular brokerage platforms like Robinhood, Fidelity, Charles Schwab, or E*TRADE. Ensure your chosen platform supports ETF trading. Most allow you to open an account online in minutes.
Step 2: Search for the ETF Ticker
Once your account is funded, search for the ETF tickers:
- XRP ETF: XRPR
- Dogecoin ETF: DOJE
These tickers represent the REX-Osprey ETFs, which began trading on September 18, 2025, per industry reports.
Step 3: Review Fund Details
Before buying, check the ETF’s expense ratio (management fees) and trading volume. Lower fees and higher liquidity mean better value and easier trading. The REX-Osprey ETFs use a hybrid structure, holding XRP and DOGE directly via a Cayman Islands subsidiary and sometimes using derivatives, which may affect tracking accuracy.
Step 4: Place Your Order
Enter the number of shares you want to buy and choose your order type (e.g., market or limit order). Once executed, the ETF shares will appear in your portfolio, giving you exposure to XRP or DOGE price movements without owning the crypto directly.
Step 5: Monitor Your Investment
Crypto prices are volatile, and ETF values will fluctuate accordingly. Keep an eye on market trends and set price alerts on your brokerage app to stay informed.
Risks to Understand Before Investing
While exciting, XRP and DOGE ETFs come with risks:
- Volatility: Cryptocurrencies like XRP ($2.99 as of September 2025) and DOGE ($0.26) are known for sharp price swings. Be prepared for ups and downs.
- Tracking Risk: The ETFs’ hybrid structure, using a Cayman subsidiary and derivatives, may not perfectly mirror XRP or DOGE’s spot prices.
- Regulatory Uncertainty: Although the SEC cleared these ETFs, future regulatory changes could impact their performance or XRP’s status, given its past legal battles with the SEC.
- Liquidity Risk: As new funds, XRPR and DOJE may have lower trading volumes initially, leading to wider bid-ask spreads and potential price slippage.
Always do your own research and consider diversifying your portfolio to manage risk. As Forbes advises, spreading investments across assets can help balance losses if one asset underperforms.
Why Now? The 2025 Crypto ETF Boom
The launch of XRPR and DOJE comes at a pivotal moment. Over 90 crypto ETF applications are pending with the SEC, signaling a wave of altcoin funds on the horizon. Analysts predict these ETFs could attract billions in investments, similar to Bitcoin ETFs, which saw massive inflows after their 2024 debut. The XRP ETF, in particular, benefits from Ripple’s settled legal disputes with the SEC, boosting investor confidence. Meanwhile, DOGE’s ETF launch aligns with whale accumulation, hinting at bullish sentiment.
Tips for First-Time ETF Investors
- Start Small: If you’re new to crypto ETFs, invest a small amount to test the waters.
- Stay Informed: Follow crypto news on platforms like CoinDesk or Cointelegraph for updates on XRP and DOGE market trends.
- Use Technical Indicators: Tools like the Relative Strength Index (RSI) or moving averages can help time your trades, especially for volatile assets like DOGE.
- Check Tax Implications: ETF gains are taxable, so consult a tax professional to understand your obligations.
Conclusion: A New Era for Altcoin Investing
The REX-Osprey XRP and DOGE ETFs open a new chapter for crypto investing, making it easier than ever for everyday Americans to tap into the potential of altcoins. By offering regulated, accessible exposure through familiar brokerage accounts, these funds bridge the gap between traditional finance and the crypto world. However, their volatility and unique structures require careful consideration.
Ready to jump in? Open a brokerage account, search for XRPR or DOJE, and start small while keeping an eye on market trends. With the crypto ETF landscape expanding, 2025 could be a transformative year for altcoin investors.
Disclaimer: This article is for informational purposes only and not financial advice. Cryptocurrency investments carry risks, and you should consult a financial advisor before investing.
