Ever wondered if you could invest in crypto without staring at price charts all day? For many, the crypto market feels like a rollercoaster—thrilling but nerve-wracking. Yieldfund CEO Rick Simons, a pioneer in automated quantitative trading, argues that a “set and forget” approach can outperform the stress of day trading. In this article, we’ll explore why Simons champions this strategy, how it works, and how everyday investors can use it to unlock better returns in the wild world of cryptocurrency.
Why Day Trading Crypto Can Be a Losing Game
Day trading—buying and selling crypto within hours to catch quick price swings—sounds exciting, but it’s a tough road. Most retail traders lose money due to emotional decisions and market volatility. Simons points out that crypto’s rapid price shifts, driven by news or whale activity, make it a risky playground for amateurs.
The Pitfalls of Chasing Quick Profits
Studies show over 90% of retail day traders lose money in their first year, often due to high fees, impulsive trades, and unpredictable market moves. Crypto’s 24/7 nature amplifies this, with sudden 10–20% drops catching traders off guard. Yieldfund’s research highlights that retail investors often lack the tools or discipline to compete with institutional players.
Simons’ Take: Volatility Is the Enemy
In a recent interview, Rick Simons emphasized that crypto’s smaller market size—$2.8 trillion compared to $120 trillion for stocks—makes it prone to manipulation and sharp swings. “Day trading requires constant attention and sophisticated systems most people don’t have,” he told Bitcoin Ethereum News. Yieldfund’s solution? Automated strategies that remove emotion from the equation.
The Power of Set and Forget Investing
Unlike day trading, “set and forget” strategies involve choosing assets and letting them grow over time, often through automated systems. Simons’ Yieldfund uses quantitative algorithms to execute trades, minimizing human error and maximizing returns.
How Yieldfund’s Approach Works
Yieldfund’s platform offers fixed-term investments with predictable returns, shielding users from crypto’s volatility. For example, their algorithms balance long and short positions to hedge against price drops, ensuring steady gains. “Our clients don’t need to watch the market—they invest and let our system do the work,” Simons explains. This mirrors dollar-cost averaging (DCA), where you invest a fixed amount regularly, reducing the impact of price swings.
Benefits for Everyday Investors
- Less Stress: No need to monitor prices 24/7.
- Lower Risk: Automated systems manage exposure, unlike impulsive day trades.
- Accessibility: Yieldfund’s platform is designed for beginners, with simple interfaces and low minimum investments.
Data from Coinpedia shows that DCA strategies in Bitcoin yielded 12–15% annual returns from 2020–2025, outperforming most day traders’ results.
Why Set and Forget Beats Day Trading in 2025
Simons argues that crypto’s maturing market favors long-term strategies. With institutional adoption growing—think BlackRock’s $10 billion Bitcoin ETF—short-term price swings are less reliable. Set and forget leverages compounding and market trends for better outcomes.
Automation: The Secret Weapon
Yieldfund’s algorithms analyze vast datasets, from price histories to on-chain metrics, to identify stable opportunities. Unlike day traders reacting to news, these systems adjust positions in real-time, capturing gains without emotional bias. Simons notes, “Our tech levels the playing field for retail investors against Wall Street pros.”
Real-World Results
A 2024 study by Chainalysis found that long-term holders of Bitcoin and Ethereum saw 20–30% higher returns than active traders over five years. Yieldfund’s fixed-term plans, with reported 8–12% annualized returns, offer a safer way to tap into crypto’s growth without the stress of daily trades.
Getting Started with Set and Forget
Ready to try Simons’ approach? Here’s how to begin with a set and forget strategy, whether through Yieldfund or on your own.
Steps for Beginners
- Choose a Platform: Use Yieldfund for automated investing or exchanges like Binance for manual DCA.
- Select Assets: Focus on established coins like Bitcoin or Ethereum for stability.
- Set a Schedule: Invest a fixed amount weekly or monthly to spread risk.
- Secure Your Funds: Use a reputable wallet like Ledger for safety.
Image: Crypto wallet security guide
Tips for Success
- Start Small: Test with an amount you’re comfortable losing.
- Stay Patient: Set and forget thrives on long-term growth, not quick wins.
- Verify Platforms: For Yieldfund, visit yieldfund.com directly to avoid scams. Always check for audits (Yieldfund is verified by CertiK).
Simons’ Vision: Crypto for Everyone
Rick Simons believes crypto investing shouldn’t be reserved for the elite. Yieldfund’s mission is to democratize access to sophisticated strategies, letting everyday people benefit from crypto’s potential. “Set and forget isn’t just about returns—it’s about peace of mind,” Simons says. With crypto adoption projected to hit 1 billion users by 2030, his approach could redefine how we invest.
Final Thoughts: Your Path to Smarter Crypto Investing
Day trading might promise fast profits, but its risks and stress often outweigh the rewards. Rick Simons and Yieldfund show that a set and forget strategy—powered by automation and patience—can unlock better returns for the average investor. Whether you use Yieldfund’s platform or build your own plan, this approach offers a simpler, safer way to grow your wealth in crypto. Start small, stay consistent, and let the market work its magic over time.
Sources: BitcoinEthereumNews.com, Coinpedia.org, Chainalysis.com, Yieldfund.com
